High Deductible???


I’m cramming!  Cramming in every medical appointment that I can possibly think of.

My work’s fiscal year is October 1.  That is also when our medical insurance renews.  I have a high deductible health plan.  That means I pay out the wazoo until I hit the deductible.  Then I’m golden til the next year.

It works well if your entire family contracts Ebola.  It is less useful for the sniffles.  I had never met my deductible until this year, and I was strategic about it.  I had shoulder surgery on Oct. 4, 2018.  I met my deductible in the first week of the plan year, and I’ve seen every doctor in town since.  I have had major back issues and taken care of them – or at least tried.  I’ve had my shoulder rechecked to ensure all is well.  I tackled my toenail fungus last November, and I’m thankful to report it is gone – WHOOP WHOOP!  I’m sure I picked that up in the Y shower.  YUCK.

I saw a counselor to make sure I was mentally sound – still in question, but it was good to talk some things out.  I had a colonoscopy and an endoscopy and an ultrasound of unspeakable parts, just in case.  I talked to my doctor about my poor sleeping habits, saw a sleep doctor and am on a drug to give me rest.

All this and I have three more weeks to go!

I’m hitting the chiropractor again, getting my ingrown toenail sliced open and perhaps steroids shots in my back.  The only thing I hate worse than physical pain is financial pain.  I gotta get it all in before my plan goes back to ground zero.  October 1, its back to suffering.  I do not plan to go to the doctor again unless I lose a limb – or two.

If I have a prescription, it shall be filled, this month.  I don’t care if I need it or not.  I might get pink eye again… at some point in the future, and there is one refill left on those little drops!  Maybe I have an anti-nausea suppository refill.  I better check.

I may get Botox, pectoral implants and see if they can do a bladder lift by the end of the month.  I don’t even know if that’s possible, but I might as well ask.

I’ve been overlooking issues for years simply because I don’t want to spend so much stinkin’ money on medical care.  I don’t like to go to the doctor, but I also don’t like fungus on my toes.  I’m not going back for some time, so I guess I’ll invest in some heavy duty flip flops.  And fellas at the Y, would you please do the same?  I’m finally clean here!

Previous Post
Next Post
Leave a comment


  1. Jo Nance

     /  September 11, 2019

    I love you! You make me smile! 😁

  2. Anthony Quartararo

     /  September 11, 2019

    Thank you for your post; we have the same issue and then reflect on how it must be to be poor and denied healthcare by the NCGA.


    Tony Quartararo
    “Darkness cannot drive out darkness, only Light can do that. Hate cannot drive out hate, only Love can do that.” MLK

    • Danny Tanner

       /  September 23, 2019

      I can’t imagine trying to do this without insurance – it is NUTS! Imagine not having even a high deductible plan to fall back on.


Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

  • Tanner Tweets

  • Enter your email address to subscribe to this blog and receive notifications of new posts by email.

    Join 11,915 other followers
  • Past Posts

  • Contact Us

%d bloggers like this: